Fintech

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Fintech, a portmanteau of "financial technology", refers to the application of innovative technologies to products and services in the financial industry.^[1] This broad term encompasses a wide array of technological advancements in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as cryptocurrencies.^[2] Fintech companies include both startups and established technology and financial firms that aim to improve, complement, or replace traditional financial services.